|
|
| Gross Income (monthly average) |
|
|
| Payroll Deductions |
- Taxes (Federal, State, etc.)
|
|
- Savings Plan (401k, 403b, credit union)
|
|
- Other (medical, dental, etc.)
|
|
- Total Payroll Deductions
|
|
|
| Net Income minus Deductions |
|
|
| Expenses |
- Personal Savings (pay yourselves first)
|
|
- Housing (rent or mortgage, etc.)
|
|
- Utilities
|
|
- Home Maintenance (laundry, toiletries, upkeep)
|
|
- Transportation (purchase, lease, or public)
|
|
- Auto Upkeep (gas, insurance, license, etc.)
|
|
- Food (groceries + dining out)
|
|
- Clothes
|
|
- Books, Periodicals, Online Services
|
|
- Entertainment (TV, movies, CD's, vacation)
|
|
- Debt Repayment (credit card, school, etc.)
|
|
- Other Expenses
|
|
- Total Expenses
|
|
|
| Net Income minus all Expenses |
|
|
|
|
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